Serving 35 counties of North Dakota since 1889
Neighbors protecting neighbors for over 135 years.
Dundee Mutual provides property and liability insurance to farm and home owners across a 35-county area of North Dakota, marketed through independent insurance agents who live where you do.
Insurance Products
Coverage built for rural North Dakota
Homeowners
The Home-Guard® policy protects your most important asset — your home — with dwelling, personal property, liability, and modern options like service line, sewer backup, and cyber coverage.
Learn more →
Farmowners
The Farm-Guard® policy protects your household against financial disaster from accidents or injuries on your farm — whether you own the operation or rent it.
Learn more →
Renters
The Tenant Home-Guard® policy covers your contents and protects you from liability for accidents or injuries — wherever you rent.
Learn more →Pay your premium online, any time.
Make a secure one-time payment through our policyholder payment portal — no login required to get started.
Since 1889
Founded by 30 farmers in Dundee Township
On March 14, 1889, thirty community-minded farmers in Walsh County formed a mutual so rural families could afford dependable insurance for their farms. The first policy was issued that June — and the first claim, in 1890, paid for a calf struck by lightning.
More than a century later, Dundee Mutual is still owned by its policyholders and still run from Park River — recognized by Grinnell Mutual as one of the top mutual companies it partners with across nine states.
Local, independent agents
52 agencies across 35 counties
Dundee Mutual policies are written exclusively through independent insurance agencies in the communities we serve — from Park River to Bismarck. Find the one nearest you and get a quote from a neighbor.